MY MOM HAD A DEBT OF $18,400

I helped her get it to ZERO using ChatGPT.

Copy these 5 powerful prompts to do the same for yourself or someone you love:

1/ Strategic Payoff Planner
Here’s a list of debts with interest rates, balances, and minimums [insert]. Build a payment strategy that eliminates the most damaging debt first—and tells us exactly when she’ll be free.

2/ Behavior-Based Expense Audit
Here’s 30 days of expenses [insert]. Analyze where emotional spending or habit loops are leaking money—and show how to fix them without feeling deprived.

3/ Skill-to-Income Converter
She has experience in [insert skills] and can work [insert time]. Suggest 3 income ideas she can start from home, with zero upfront cost, to add at least $500/month toward debt.

4/ Cash-Only Rebuild Plan
She wants to stop using credit entirely. Build a 30-day challenge to switch to a cash/debit lifestyle—including rules, triggers to avoid, and weekly check-ins.

5/ Debt-Freedom Identity Shift
She’s scared she’ll fall back into debt. Help her rewire her mindset with daily affirmations, habits, and a new identity anchored around financial confidence.

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