MY CREDIT CARD COMPANY TRIED TO CHARGE ME $380 IN FEES

ChatGPT wrote the letter that erased it.

Here are 6 prompts that save you money when banks play dirty:

1/ Fee Refund Letter
“My bank charged me [$380] in [late/overdraft/annual] fees. Draft a professional but firm letter requesting a full refund. Include references to customer loyalty and consumer rights.”

2/ Dispute Escalation Script
“My refund request was denied. Write me a 3-step escalation script I can use when calling customer service, including phrases that trigger escalation to a supervisor.”

3/ Credit Report Check
“Here’s my current credit report: [paste or describe]. Highlight any unfair penalties or errors caused by bank fees that I can dispute.”

4/ Consumer Law Reference
“State: [insert]. Type of fee: [insert]. Summarize the consumer protection laws that apply here. Write 3 sentences I can quote to strengthen my case.”

5/ Negotiation Variant
“If my bank won’t erase the fee, draft a compromise letter asking for partial refund + extra perks (bonus miles, waived annual fee) to keep my account open.”

6/ Regret-Proof Script
“Write me a polite but strong message that ensures my account isn’t flagged negatively just because I disputed this fee.”

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