I ERASED MOM’S $15 000 CREDIT-CARD DEBT IN 12 MONTHS WITH CHATGPT

COPY THESE 7 PROMPTS TO DO THE SAME:

1/ Debt Snapshot Builder
Prompt: “Here are three balances: Card A $6 000 @ 24 % APR, Card B $5 000 @ 19 % APR, Card C $4 000 @ 16 % APR. Rank them smallest-to-largest and show total minimum payments.”

2/ Snowball Payment Plan
Prompt: “Mom can throw $1 400 each month at debt. Build a month-by-month snowball schedule that wipes out $15 000 in 12 months, rolling each paid-off minimum into the next card.”

3/ Expense Leak Finder
Prompt: “Analyze these 90 days of transactions (CSV attached). Flag the five biggest waste categories and show exactly how to trim $350 per month without harming essentials.”

4/ Bill-Cut Negotiator
Prompt: “Write a 3-minute phone script that cuts her $95/month internet bill to $65 by citing competitor rates and her 6-year loyalty.”

5/ Side-Hustle Matchmaker
Prompt: “Suggest five side gigs a 55-year-old with bookkeeping skills and weekends free can start tomorrow—ranked by first-month earnings potential ($300–$700).”

6/ Automatic Money Flow
Prompt: “Design an auto-transfer setup that moves $1 400 from every payday into a ‘Debt Attack’ sub-account and schedules each card payment right after the deposit.”

7/ Progress Motivation Tracker
Prompt: “Build a Google Sheet that updates remaining balances, interest saved, and the exact debt-free date. Add a celebratory green bar that fills as we pass each $1 000 milestone.”

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