DROWNING IN DEBT? CHATGPT CAN HELP YOU FIGHT BACK

Use these 6 prompts to take control of your money and pay it off faster than you thought possible:

1/ Debt Payoff Strategist
Build me a repayment plan for my debts [list amounts + interest rates] that saves me the most money and gets me out of debt ASAP.

2/ Spending Leak Finder Look at my spending in [categories] and show me exactly where I can cut or adjust to free up money - without feeling deprived.

3/ Interest Negotiation Script Write a word-for-word script I can use to call [creditor names] and ask for lower interest rates or waived fees - and how to actually reach someone who can say yes.

4/ Extra Income Booster Based on my skills in [insert], give me 3 realistic side hustle ideas that fit into my life and help me throw extra cash at my debt.

5/ Motivation Map Create a system that tracks my progress toward paying off [specific debt amount] that keeps me motivated with rewards when I hit milestones like [personal motivators].

6/ Credit Comeback Plan Design a clear path to rebuild my credit score from [current score] to [target score], with specific strategies tailored to my situation with [types of debt].