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MY FRIEND WAS DROWNING IN DEBT

No savings. No budget. No idea where to start.

One month later: paid off $1,000 and built a money system using ChatGPT.

She shared the exact prompts that changed everything:

1/ Budget Builder
Prompt: Create a zero-based budget for someone making [insert income], with high debt and essential expenses. Prioritize debt repayment and savings.

2/ Spending Audit
Prompt: Help me review and categorize my last 30 days of spending. Show me where I’m overspending and how to cut back.

3/ Side Hustle Brainstorm
Prompt: Suggest realistic side hustles for someone with [insert skills or background]. Prioritize ones with quick income and low startup costs.

4/ Debt Repayment Plan
Prompt: I owe [insert debt details]. Build a snowball repayment plan with dates and monthly targets.

5/ Money Mindset Reset
Prompt: Ask me 5 tough questions to uncover limiting beliefs I have around money. Help me reframe them.

6/ Emergency Fund Starter
Prompt: I want to build an emergency fund. Create a 3-month saving plan with micro goals and motivation tips.

7/ Daily Wealth Habits
Prompt: Give me 3 small daily habits that build long-term financial freedom without feeling overwhelming.

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